A WOMAN in the process of selling her home, discovered that it had already been auctioned off in a sale for just $30,000.
Nenita Neff from Las Vegas was forced to enter into a short sale in 2018 on her home after long-term medical issues impacted her finances.
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In a short sale, the homeowner will offer their property for a price that is less than what they owe on their mortgage.
However, Neff was living in a $500,000 home that was under the management of the Summerlin West Community Homeowner’s Association.
Due to her financial struggles, Neff fell behind on both her mortgage payments and HOA fees which means the HOA was legally within its right to sell the home under the Nevada Super-Priority Lien law.
Neff who had already filed for bankruptcy, knew she would have to short sale her four-bedroom home.
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She explained that the move was “so that I get out of this nightmare,” she told NBC News affiliate WGBA-TV.
“We had a very serious buyer that had funds…$450,000 in escrow,” she explained.
However, while Neff, her realtor, and the buyer were in the middle of their transaction, the HOA auctioned her house.
“It is insane. you cannot even find words to say,” she said, adding that the underhand move by the association was “disrespectful.”
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However, according to WGBA-TV, the HOA said Neff failed to inform them about the short sale of the property, which she admits as she struggled with her health and financial issues.
Zillow estimated in 2018 that the property was worth $422,472 but that year, the HOA auctioned it for just $30,000, according to County records.
“I almost…it’s like I’m gonna die. oh my god! 30 grand?” Neff said.
” I told him [the new owner] please, this is a mistake.”
Frank Komorowski who bought the home in the auction spoke with Neff and her realtor who hoped to come to an agreement following the confusion.
Neff claims that Komorowski was initially understanding of the situation and that he agreed to pick up a check reimbursing him the money from the sale before it was recorded.
However, Neff told the news outlet that he failed to do this which saw the homeowner, her realtor Ron Hurst, and Komorowski engage in further talks.
Hurst told the outlet that a month after the sale, the trio arranged to meet again in an attempt to make another arrangement.
The realtor hoped “for a settlement amount that he [Komorowski] would take at close of escrow so he would sign off any interest in the property.”
Instead, he served Neff with an eviction notice.
Hurst argued that while Komorowski obtained the property legally, the Nevada law must be changed.
“It puts this poor lady in this predicament right now when it didn’t have to be that way. Very simple,” the realtor said.
In a statement to WGBA-TV, the Summerlin West Community said:
“It is regrettable that years of resident non-payment of assessments and non-communication eventually leaves an association board no other option but to exercise the collection process put into place to protect all residents.”
“I bought it because I thought it was a nice property and I wanted to be there and unfortunately it has been a nightmare,” Komorowski told the outlet.
“I was willing to work with her and I tried to work with her and I met with her and I talked with her,” he claimed.
The eviction notice was fought out in court after Komorowski filed a lawsuit at the Clark County Court in Nevada.
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According to court records, the case was closed last month with an “involuntary dismissal.”
The U.S. Sun has contacted the Summerlin West Community Association for comment and an update on Neff’s home.
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